![]() ![]() You can choose whether you send that cash back to your card to lower your balance, to pay a friend via iMessage, or send it to your bank account. This cash back is granted on a daily basis, instead of making you wait until the end of the billing cycle to see benefits. You earn 2% whenever you spend using Apple Pay, and 1% on all other purchases. You earn 3% cash back on purchases made from Apple, including games or subscriptions like Apple Music. You can view summaries of your spending by week, month, day or spending category. It also maps your purchases so you can see the physical areas where you made charges. The card automatically categorizes and color-codes your spending by type of purchase inside your Wallet app. ![]() Once you’re approved, you can start using Apple Card in the Wallet app immediately. You can use the card via your iOS device anywhere Apple Pay is accepted. You can see your interest rate and credit limit before you accept the card, and Apple says your credit score isn’t impacted until you accept. ![]() Yes, Apple Card is futuristic and fancy, but is it worth sending your other cards to the back of your wallet?Īpplying for the card takes a few minutes. While a select few (a random drawing of people who signed up for the waiting list) get started using the card, let’s take a look at how it stacks up to your other options. Apple’s new credit card, called Apple Card, was announced this spring and isn’t available to everyone just yet-rollout for the card started this week. ![]()
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